Here's my submission to Bernie's challenge on her blog at http://craftybe.blogspot.com/
I embossed the card with the Cuttlebug - I just love, love, love this machine! - and cut out a scallop window with the Marvy Giga punch. I used a Penny Black stamp for the main image and cut it out with the Mega Marvy circle punch. The sentiment is from Hero Arts and cut with the SU small oval punch. Check out Bernie's blog for inspiring cards and techniques.